Payment & Using Medical Insurance
I am an Out of Network provider with all insurance companies. If you have PPO insurance you may be eligible to get some of the cost of sessions reimbursed but typically that will be less than if you see someone who is In Network. HMO insurance policies typically do not cover anything if you see an out of network provider.
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA) therapy services are typically eligible expenses.
Also, some people chose not to use their medical benefits for reasons of privacy, and that is okay too.
If you do wish to use your medical insurance you may want to call them prior to the first session to check your Out of Network annual deductible, the % co-pay, whether you need to pre-authorize sessions and whether there is any limit to how many sessions you are allowed per year. The number to call is on the back of your insurance card.
All insurance companies state that may not pay for services that they consider not medically or therapeutically necessary, and some do not cover out of network benefits at all.
Payment is due at the time of service and is $175 for the first assessment session as it is slightly longer. Subsequent sessions are $145 for 45 minute sessions and $175 for 55 minute sessions.
I can then either submit the relevant details to your insurance company who will reimburse you directly or I can provide you with a statement that contains all the relevant information for you to submit to your insurance company yourself for reimbursement.
Please complete the insurance submission form at the top right-hand side if you would like me to submit your claim on your behalf.
Payment can be in cash, check or by credit card. Please complete the credit card form, also on the right-hand-side, if you wish to use pay for sessions that way.
I am a licensed counselor in the state of Illinois only.